Garden by the Bay, Marina Bay Sands district. Singapore

Fixed indexed annuities that provide downturn protection and U.S. market-linked growth

Saving for retirement and safeguarding your family’s future are possible with a Prosperity FIA from Manhattan Trust. Our customizable crediting and income options allow you to build the annuity that is right for you.




Fixed Indexed Annuity

Manhattan Trust fixed indexed annuities combine the power of cash value accumulation with income options to help meet your savings needs.



What is a fixed indexed annuity?

A fixed indexed annuity is a contract between you and the insurance company that is designed to help you reach your long-term financial goals. Your account has the built-in benefit of downturn protection, meaning your account value remains stable even if the market experiences lows.


What can downturn protection look like?

Hypothetical Account Value Growth

The following examples display different market scenarios and how they would impact a portfolio of equity investments (such as stocks), versus how they would impact a Fixed Indexed Annuity.



What crediting strategies are available?

You can allocate your premium among our available crediting strategies that fit your financial planning. Our available crediting strategies include

  • Fixed Strategy
  • Index-Linked Strategies
    • Point-to-Point with Participation Rate
    • Point-to-Point with Cap


Why choose a fixed indexed annuity from Manhattan Trust, I.I.?

  • Market-linked growth with USD-denominated benefits
  • Downturn protection
  • A variety of income options, including income for life
  • Death benefit so your loved ones are taken care of after you’re gone